"活动期间完成首次入账"获得抽奖机会的用户，可在活动期间（2026年1月1日至2026年1月31日）内抽取下列奖品之一，中奖概率随机。

奖品一：￥188 新春开运红包

奖品二：￥88 新春福气现金礼

奖品三：开年好运招财礼盒

奖品四：新年定制帆布袋

奖品五：￥100 新年打车券

奖品六：新年保温杯礼盒

中国内地新客抽奖活动奖品说明：

抽奖活动奖品总数如下：

奖品一：￥188 新春开运红包*1份（共600份）

奖品二：￥88 新春福气现金礼*1份（共500份）

奖品三：开年好运招财礼盒*1份（共300份）

奖品四：新年定制帆布袋*1份（共500份）

奖品五：￥100 新年打车券*1份（共300份）

奖品六：新年保温杯礼盒*1份（共5份）

*所有奖品视情况而定。

*所有奖品不可转让或交换，不得出售或兑换现金、货币价值或任何其他形式的补偿。

*如果由于任何原因无法获得奖品，万里汇保留自行决定以同等或更高价值的奖品代替该奖品的权利。

3.2 新客使用WorldTrade收款入账

活动对象：中国内地/中国香港公司注册的万里汇（WorldFirst）外贸B2B账户，且从未使用WorldTrade服务成功完成首笔收款入账。

活动攻略：符合活动要求的活动对象，在活动有效期内（2026年1月1日至2026年1月31日（北京时间））共有2个活动任务，对应不同金额的活动权益奖励。

任务1:当活动对象，在活动有效期内（2026年1月1日至2026年1月31日（北京时间））WorldTrade累计收款金额大于等于500美金可得￥88元红包权益。

任务2:当活动对象，在活动有效期内（2026年1月1日至2026年1月31日（北京时间））WorldTrade累计收款金额大于等于5000美金可得￥100元红包权益。

权益说明：当符合活动要求的活动对象，并在活动期间完成相应的活动任务时，对应的活动权益奖励将会在7个自然日内发放至用户账户，权益有效期为自发放日起30天。WorldTrade在活动期间的累计收款金额，以活动用户在活动期间【WordTrade】-【交易记录】的累计收款金额（不包含交易手续费）为准。WorldTrade使用条款请以实际产品使用时展示为准。

3.3 推荐外贸B2B好友享奖励活动

活动对象：

推荐人：已注册万里汇外贸B2B账号且完成企业账户认证的用户可以成为本次活动的推荐人。

被推荐人：在中华人民共和国内地（不包括港澳台地区）成立或注册成立的合格新用户，从未注册万里汇外贸B2B账号，并在活动期间通过推荐人专属链接完成注册及企业账户认证的新用户，可以成为本次活动的被推荐人。

活动形式：推荐人可以发送其专属推荐链接给被推荐人。如果被推荐人成功使用推荐人的链接注册成为万里汇外贸B2B的新用户，完成企业账户认证，并在注册后90天内满足以下条件之一：

累计入账（含使用WorldTrade入账）达到1000美元*或以上；

通过WorldTrade累计入账达到500美元*或以上

即可视为"达到成功推荐条件"，推荐人根据这些条款即可获得相应活动奖励。

*如入账资金非美元，则换成美元计算，并以万里汇（WorldFirst）汇率为准

*WorldTrade入账金额是指通过WorldTrade收款且放款至您万里汇的账户余额（不包含待入账金额）

推荐人奖励

活动期间，成功推荐第1-2人，可获得奖励：

奖励A：200CNH的万里汇金/人

奖励B：￥400元红包权益/人

活动期间，成功推荐第3-5人，可获得奖励：

奖励A：200CNH的万里汇金/人

奖励B：￥600元红包权益/人

活动期间，成功推荐第6人及以上，可获得奖励：

奖励A：200CNH的万里汇金/人

奖励B：￥800元红包权益/人

*举例说明：

1. 客户A在活动期间推荐2位好友，且2位好友均在注册后90天内达到成功推荐条件，则客户A可在活动结束后获得200CNH万里汇金*2 +￥400红包权益*2。累计等于400CNH万里汇金+￥800红包权益。

2. 客户B在活动期间推荐了4位好友，且4位好友均在注册后90天内达到成功推荐条件，则客户B可在活动结束后获得200CNH万里汇金*4 +￥400红包权益*2+￥600红包权益*2。累计等于800CNH万里汇金+￥2000红包权益。

3. 客户C在活动期间推荐了7位好友，且7位好友均在注册后90天内达到成功推荐条件，则客户C可在活动结束后获得200CNH万里汇金*7 +￥400红包权益*2 +￥600红包权益*3 +￥800红包权益*2。累计等于1400CNH万里汇金+￥4200红包权益。

推荐人奖励发放说明

奖励A：每月15日（如遇节假日则向后顺延至工作日），将对上个自然月发生的"现金奖励"进行结算及发放，WorldFirst 将会以短信及邮件形式发送奖励通知推荐人。推荐人可根据短信或邮件提示，登录万里汇外贸B2B官网查看推荐奖励金发放情况。

奖励B：奖励将在推荐人任务达标后的1-3个工作日内发放，登陆万里汇外贸B2B账号权益中心可查。权益自发放日起 30 天内有效。

被推荐人奖励说明

奖励A：被推荐人通过推荐链接注册且完成账户认证后，可得当前新客专享权益；（该部分活动将持续动态更新，详情可见被推荐人注册页面说明）

奖励B：被推荐人通过推荐链接注册并在90天内达到成功推荐条件，可获得加赠￥50元红包权益。（红包权益将在推荐人任务达标后的10个工作日内发放，登陆万里汇外贸B2B账号权益中心可查。权益自发放日起 30 天内有效）

其他限制条件说明：

a.若被推荐人出现无效、失效、被取消或被撤销的入账交易，则取消对应奖品发放。

b.所有优惠券将在规定的有效期后失效，任何未使用的免费额度不得退还或兑换现金。

c.除非另有说明，否则所有优惠券不能与其他折扣或促销同时使用。

d.被推荐人注册使用的企业法人不可与推荐人公司法人为同一人。

4.奖品（权益）细则

4.1 红包权益

4.1.1 "红包权益"适用于万里汇（WorldFirst）外贸B2B用户通过活动获得的优惠权益类型，"红包权益"为"非现金类型抵扣权益"，发放的"红包权益"仅适用于支持的交易场景内抵扣服务费，不可以提现或用于其他交易场景。

4.1.2 "红包权益"在有效期内，可使用余额适用于抵扣如下类型交易场景所产生的服务费：

单笔人民币结汇提款/转账服务费（目标币种为CNY）

WorldTrade中国卖家承担服务费

单笔外币同币种提款/转账服务费（仅支持目标币种为美元、欧元、英镑、港元、离岸人民币、加拿大元、新加坡元、日元、澳元、新西兰元；其他小币种暂不支持）

*客户在上述所支持的交易场景中，需勾选使用"红包权益"可减免该笔交易产生的服务费，若红包额度不足以全额减免该笔交易服务费，差额部分将按照客户当前交易的标准费率收费；

*"红包权益"不可与其他固定金额抵扣类型优惠券（结汇免费额度单次券或累计券、外币同币种抵扣券等）叠加使用，并且在有效期内可以多次使用，最终是否使用"红包权益"取决于系统默认择优后的结果。

4.1.3 "红包权益" 以人民币（CNY）为计算和发放币种，而服务费将依据当前交易订单的币种计算，优惠系统按实时汇率将产生的服务费换算成可抵扣的"红包权益"人民币金额。

4.1.4 "红包权益" 按用户实际参与的活动规则发奖时效内（1-3个工作日）发放至您的万里汇外贸B2B账户，可在"我的权益"-"红包权益"内查看发放/使用记录。

4.1.5 "红包权益"在单笔人民币结汇提款/转账交易和单笔外币同币种提款/转账交易成功时一旦核销成功，即不可退回。

4.1.6 "红包权益"仅支持在电脑端（PC端）进行操作使用

4.1.7 本活动"红包权益" 使用有效期自发放日起30天内有效。

4.2 万里汇金

4.2.1 万里汇金权益可用于在万里汇进行外币提款/转账交易、跨境宝交易和万里付卡交易时抵扣服务费使用。（跨境宝和万里付卡需提前开通）

4.2.2 万里汇金不可转让或可交换信贷、产品、特权或其他福利或实物支付，无论是全部还是部分，并且不可退款或可替换。

4.3 外币兑外币汇率券

4.3.1 "外币兑外币汇率券"是指在电脑（PC）端进行货币兑换以及单笔跨币种提款/转账交易时的优惠券，该优惠券让您有权在使用万里汇外贸B2B账户进行货币兑换以及单笔跨币种提款/转账交易时享受外汇汇率优惠，不适用于移动端程序。

4.3.2 "外币兑外币汇率券"适用于美元USD、欧元EUR、英镑GBP、港元HKD、澳元AUD、日元JPY、新西兰元NZD、新加坡元SGD、加元CAD、 波兰兹罗提PLN、泰铢THB、阿联酋迪拉姆AED、瑞士法郎CHF、瑞典克朗SEK、南非兰特ZAR、沙特里亚尔SAR、墨西哥比索MXN、马来西亚林吉特MYR、菲律宾比索PHP、土耳其里拉TRY、印尼卢比IDR等币种的货币兑换以及跨币种提款/转账交易场景使用。

4.3.3 我们所提供的"汇率优惠券"需要遵守相关的国家或地区监管规定，最终优惠幅度以交易页面显示的优惠金额为准。

4.3.4 本活动"汇率券"使用有效期自发放后30天，任何未使用的汇率券不得退还或兑换现金。

4.4 离岸人民币兑外币汇率券

4.4.1 "离岸人民币兑外币汇率券"是指在电脑（PC）端进行货币兑换以及单笔跨币种提款/转账交易时的优惠券，该优惠券让您有权在使用万里汇外贸B2B账户进行货币兑换以及单笔跨币种提款/转账交易时享受外汇汇率优惠，不适用于移动端程序。

4.4.2 "离岸人民币兑外币汇率券"仅适用于离岸人民币CNH兑换美元USD、欧元EUR、英镑GBP、港元HKD、澳元AUD、日元JPY、新西兰元NZD、新加坡元SGD、加元CAD、 波兰兹罗提PLN、泰铢THB、阿联酋迪拉姆AED、瑞士法郎CHF、瑞典克朗SEK、南非兰特ZAR、沙特里亚尔SAR、墨西哥比索MXN、马来西亚林吉特MYR、菲律宾比索PHP、土耳其里拉TRY、印尼卢比IDR等币种使用。

4.4.3 我们所提供的"汇率优惠券"需要遵守相关的国家或地区监管规定，最终优惠幅度以交易页面显示的优惠金额为准。

4.4.4 本活动"汇率券"使用有效期自发放后30天，任何未使用的汇率券不得退还或兑换现金。

4.5 结汇免费券（单次券）

4.5.1 "结汇免费券（单次券）"是指有效期内，客户可在进行单笔人民币（CNY）提款/转账时选择使用"单次券"减免额度对应的服务费，每张"单次券"的额度不可叠加且仅可核销一次，若额度不足以全额减免该笔交易服务费，差额部分将按照客户的费率收费。

4.5.2 "结汇免费券（单次券）" 以人民币（CNY）为基准，而服务费以账号入账币种为基准计算，因此在计算时，将依据订单当前汇率将免费额度换算成可抵扣的服务费金额。"免费额度（单次券）"扣减后计算的最终优惠金额以万里汇采用的算法为准。

4.5.3 "结汇免费券（单次券）" 将在1个工作日内发放至您的万里汇外贸B2B账户，使用有效期自发放日起30天。

4.6 万里汇定制礼品

4.6.1 万里汇定制礼品：开年好运招财礼盒、新年定制帆布袋、新年打车券、新年保温杯礼盒

4.6.2 抽中上述奖品后，请在2026年1月31日前完成奖品信息登记，我们将在活动结束后的30个自然日内以邮递的方式为您邮寄奖品。如您在约定期限内未提交所需信息，则视为放弃本次活动奖品。本奖品仅支持邮寄中国大陆地区。

5. 其他规则

5.1 万里汇保留与本活动有关或与之相关的所有事项 (包括条款和条件以及奖励) 的最终解释权和决定权，恕不另行通知。任何此类决定和/或决定将是最终的和具有约束力的。

5.2 所有优惠券将在规定的有效期后失效，任何未使用的免费额度不得退还或兑换现金。

5.3 除非另有说明，否则所有优惠券不能与其他折扣或促销同时使用。

5.4 通过此活动页面的报名/注册意味着您同意我们通过电子邮件，短信等向您发送有关产品，服务和营销折扣的通知。

5.5 在领取和使用优惠及活动抽奖券的过程中，如出现违规行为，主办方有权主办方有权取消用户的奖品使用资格，并有权采取撤销违规交易，必要时追究法律责任。如您在约定期限内未提交所需信息，则视为放弃本次活动奖品。

5.6 在法律允许的范围内，万里汇有权随时更改或调整活动条款，或暂停或取消活动，对任何客户均不承担任何责任。相关更改或调整将在活动页面上发布或以适当方式通知客户。

5.7 活动参与者需要承担参加本次活动可能产生的全部费用 (不包括因符合活动条件而获得的奖励)。

5.8 所有商标、标志和品牌名称均为其各自所有者的财产。

5.9 万里汇（WorldFirst）外贸B2B账号是指万里汇（WorldFirst）在中国大陆注册的企业提供的账户服务，账户服务由WorldFirst (Singapore) Merchant Services Pte. Ltd.提供，更多相关信息，请参阅条款和条件（T&Cs）https://www.worldfirst.com.cn/content/articles/mstandc/tandc

5.10 本条款与条件包括两种语言：中文和英文。如有任何不一致之处，一概以英文版本为准。中文译本仅供参考，不具有任何法律效力。

5.11 本活动的条款和条件应受新加坡法律管辖并根据新加坡法律解释。由本活动引起的或与本活动有关的任何争议应提交给新加坡国际仲裁中心 ("SIAC") 在新加坡进行仲裁，并依照当前有效的仲裁规则最终解决，这些规则被视为被引用并纳入本条款。

5.12 如果您对本活动有任何疑问，请致电4009766666通过万里汇官方客户服务热线与我们联系。(周一 - 周日，8:00 - 23:00，北京时间）

1.Promotion Period

January 1, 2026 to January 31, 2026 (Beijing time)

2.Promotion Organizer

WorldFirst (Singapore) Merchant Services Pte. Ltd.

3.Promotion Details

3.1 New users activity

Eligible Participants: Users who have registered a WorldFirst B2B account with companies in mainland China/Hong Kong and completed account authentication and first funds-in during the promotional period.

Promotion Details: Participants who meet the requirements and complete account authentication within the validity period of the activity will receive 1 RMB 30,000 free foreign exchange settlement coupon (single coupon). Participants who complete their first funds-in will additionally receive 2 exchange rate coupons and enjoy one chance to participate in a lucky draw*；

Special Instructions for lucky draw activity：

*The lucky draw activity is only applicable to customers who register a WorldFirst B2B account with a mainland Chinese company.

*The lucky draw link will be sent to users who meet the promotion activity requirements through a pop-up window in the portal.

*For new users who complete the account's first funds-in transaction (collection) during the Promotion Period: The lucky draw pop-up window for winning the lucky draw opportunity will pop up when the user logs in to their WorldFirst account after completing the account's first funds-in transaction (collection).

Mainland China new users promotion prizes：

Users who complete the account's first funds-in transaction (collection) during the Promotion Period and are eligible for a lucky draw can draw one of the following prizes during the Promotion Period (January 1, 2026 to January 31, 2026), and the winners will be selected at random from all valid entries.

Prize 1: ￥ 188 New Year's Lucky Red Envelope

Prize 2: ￥ 88 New Year's Lucky Cashback

Prize 3: New Year's Lucky Wealth Gift Box

Prize 4：New Year customized canvas bag

Prize 5：￥ 100 New Year Taxi Coupon

Prize 6：New Year thermos gift box

Chinese mainland new users promotion prizes details：

The total number of the available prizes for the Promotion is as follows:

Prize 1: One (1)￥ 188 New Year's Lucky Red Envelope (600 in total)

Prize 2: One (1)￥ 88 New Year's Lucky Cashback (500 in total)

Prize 3: One (1)New Year's Lucky Wealth Gift Box (300 in total)

Prize 4：One (1)New Year customized canvas bag (500 in total)

Prize 5：One (1)￥ 100 New Year Taxi Coupon (300 in total)

Prize 6：One (1)New Year thermos gift box (5 in total)

*All prizes are subject to availability.

*The Prizes are not transferable or exchangeable and cannot be sold or redeemed for cash, monetary value or for any other form of compensation.

*If for any reason a Prize is not available, WorldFirst reserves the right, at its sole discretion, to substitute that Prize for another of equal or greater value.

3.2 New users use WorldTrade to receive payments

Eligible Participants: Users with companies registered in Mainland China/ Hong Kong and have a WorldFirst B2B account, and have not completed first funds-in using WorldTrade services previously.

Promotion details: For participants who meet the requirements of the promotional event,there are a total of 2 tasks during the activity validity period (January 1, 2026 to January 31, 2026 (Beijing time)), corresponding to different amounts of activity equity rewards.

Task 1: Participants who meet the requirements of the promotional event and WorldTrade receipt amount greater than 500 US dollar during the activity validity period(January 1, 2026 to January 31, 2026 (Beijing time))can receive a ¥ 88 rewards benefit.

Task 2: Participants who meet the requirements of the promotional event and use WorldTrade to receipt amount greater than 5000 US dollar during the activity validity period(January 1, 2026 to January 31, 2026 (Beijing time)) can receive a ¥ 100 rewards benefit.

Benefits Description: The above benefits are applicable to promotion eligible participants who complete the required promotional tasks and will take effect within 7 natural days upon issuance. The benefits will remain valid for 30 days from the date of issuance. Whether the WorldTrade order amount is successfully received and the corresponding amount are determined based on the total disbursed amount of orders marked as "Receipt Amount" (Transaction service fees not included)under [WorldTrade] - [Transaction History] during the promotion period. The WorldTrade terms of use shall be based on the actual product usage displayed.

3.3 Referring New Users for WorldFirst B2B Account

Promotion Participants

Referrer: Users who have registered for WorldFirst B2B account and completed account verification can become referrers for purposes of this promotion (each, a "Referrer").

Referred Person: Eligible new users established or registered in Chinese Mainland, China (excluding Hong Kong, Macao and Taiwan regions), who have not applied for a WorldFirst B2B Account, and successfully registers for a new WorldFirst B2B Account through an exclusive referral link shared by the Referrers and completed account verification process during the promotion can be a referred person for purposes of this promotion ("Referred Person").

Description of the Promotion

During the Promotion Period, the Referrer can share their exclusive referral link to the Referred Person.

If the Referred Person successfully registers for a new WorldFirst B2B Account through the exclusive referral link shared by a Referrer and completed account verification, and meets one of the following conditions within 90 days after registration:

receive funds (including transactions made using WorldTrade) into its WorldFirst B2B Account in an aggregate amount of at least $1000 USD*;

Receive funds via WorldTrade into its WorldFirst B2B Account in an aggregate amount of at least $500 USD*

collectively "Reward Criteria", and if a Referred Person satisfies the Reward Criteria, the Referrer will be eligible to receive the corresponding promotional rewards in accordance with these terms.

*If the fund received is not in US dollar, it will be calculated based on the conversion to US dollar, and the exchange rate of WorldFirst shall prevail

*WorldTrade incoming funds refer to payments received through WorldTrade and settled into your WorldFirst account balance (excluding pending transactions).

Descriptions of the Rewards for Referrer

During the Promotion Period, if the Referrer successfully recommends a total of 1-2 Referred Person (i.e the first and second Referred Person), the Referrer will be rewarded:

Reward A: 200CNH of WorldFirst cashback/person

Reward B: Fee Deduction Benefit of CNY 400/person

During the Promotion Period, if the Referrer successfully recommends a total of subsequent 3-5 Referred Person (i.e the third, the fourth and the fifth Referred Person), the Referrer will be rewarded:

Reward A: 200CNH of WorldFirst cashback/person

Reward B: Fee Deduction Benefit of CNY 600/person

During the Promotion Period, if the Referrer successfully recommends a further of 6 Referred Person and more (i.e the sixth Referred Person and beyond), the Referrer will be rewarded:

Reward A: 200CNH of WorldFirst cashback/person

Reward B: Fee Deduction Benefit of CNY 800/person

* Examples:

1. Customer A recommends 2 friends during the Promotion Period, and both friends achieve the Reward Criteria within 90 days after registration, then Customer A can obtain 200CNH WorldFirst Cashback*2 +Fee Deduction Benefit of CNY 400*2 after the Promotion Period. The cumulative amount is equal to WorldFirst Cashback of 400CNH + Fee Deduction Benefit of CNY 800.

2. Customer B recommends 4 friends during the Promotion Period, and all 4 friends achieve the Reward Criteria within 90 days after registration, then Customer B can obtain 200CNH WorldFirst Cashback*4 + Fee Deduction Benefit of CNY 400*2 + Fee Deduction Benefit of CNY 600*2 after the Promotion Period. The cumulative amount is equal to WorldFirst Cashback of 800CNH + Fee Deduction Benefit of CNY 2000.

3. Customer C recommends 7 friends during the Promotion Period, and all 7 friends achieve the Reward Criteria within 90 days after registration, then Customer C can obtain 200CNH WorldFirst Cashback*7 + Fee Deduction Benefit of CNY 400*2 + Fee Deduction Benefit of CNY 600*3 + Fee Deduction Benefit of CNY 800*2 after the Promotion Period. The cumulative amount is equal to WorldFirst Cashback of 1400CNH+ Fee Deduction Benefit of CNY 4200.

Description of the Rewards Process for the Referrers:

Reward A: on the 15th of each month (postponed to the next working day in the case of holidays), the "cash back" from the previous natural month will be calculated and released, and WorldFirst will notify the Referrers in the form of text messages and emails. The Referrers can follow the instructions in the text message or emails and login to WorldFirst B2B official website to check the crediting status of the referral rewards.

Reward B: the reward will be issued within 1-3 working days after the Reward Criteria has been achieved, log in to WorldFirst B2B account to check the same. The benefit will be valid for 30 days from the date of issuance.

Description of the Rewards for Referred Person

Reward A: After the Referred Person registers through the referral link and completes the account verification, he/she can enjoy the benefits available for the new users. (This part of the promotion will be updated continuously, for further details, please refer to the instructions on the registration page for Referred Person.)

Reward B: After the Referred Person registers through the referral link and achieves the Reward Criteria within 90 days after registration, the Referred Person will be rewarded Fee Deduction Benefit of CNY 50. (The reward will be issued within 10 working days after the Reward Criteria has been satisfied. Please log in to WorldFirst B2B account at "My Benefits" to check the same. The benefit will be valid for 30 days from the date of issuance)

Description of other restrictions:

a.If the Referred Person has transaction which has been deemed invalid, lapsed, canceled or revoked, the corresponding rewards will be canceled.

b.All coupons shall lapse after the stated validity period and any unused free quota cannot be refunded or exchanged for cash.

c.All the coupons cannot be used in conjunction with other discounts or promotions, unless otherwise stated.

d. The legal representative of the company registered and used by the Referred Person cannot be the same as the legal representative of the Referrer's company.

4.Prizes (Benefits) Terms and Conditions

4.1 Fee Deduction Benefit

4.1.1 The "Fee Deduction Benefit" refers to the benefits obtained through promotions specifically offered to WorldFirst B2B users. These benefits are "non-cash deduction rights," meaning they can only be used to offset service fees within supported transaction scenarios and cannot be withdrawn as cash or applied to other trading contexts.

4.1.2 Within the validity period, the available balance of "Fee Deduction Benefit" can be utilized to offset service fees for the following types of transactions:

Single transaction service fee for RMB settlement/transfer (target currency CNY)

Service fee borne by WorldTrade sellers in China

Single transaction service fee for withdrawal/transfer in the same foreign currency (only supports target currencies: USD, EUR, GBP, HKD, CNH, CAD, SGD, JPY, AUD, NZD; other minor currencies are not supported yet)

*WorldFirst B2B users engaging in the aforementioned transactions must select to apply their "Fee Deduction Benefit" to deduct the service fee incurred by that transaction. If the Fee Deduction Benefit balance is insufficient to fully cover the service fee, the remaining amount will be charged at the users' standard rate for the current transaction.

*The "Fee Deduction Benefit" cannot be combined with other fixed-amount discount coupons (such as individual or accumulated foreign exchange fee waiver coupons, same-currency foreign exchange deduction coupons, etc.), and it can be utilized multiple times within its validity period. Ultimately, whether the "Fee Deduction Benefit" is applied is determined by the outcome after the system has automatically selected the best option.

4.1.3 "Fee Deduction Benefit" are calculated and issued in Chinese Yuan (CNY). Service fees, however, are calculated based on the currency of the current transaction order, with the system converting the service fee into a CNY equivalent for deduction amount using real-time exchange rates.

4.1.4 "Fee Deduction Benefit" will be credited to your WorldFirst B2B account within the award distribution timeframe specified by the event rules (1-3 working days), and can be viewed in the "My Benefits-My Coupon"section, including issuance and usage records.

4.1.5 Once "Fee Deduction Benefit" are successfully redeemed against individual CNY exchange and withdrawal/remittance transactions or single-currency foreign currency withdrawal/remittance transactions, they cannot be refunded.

4.1.6 The "Fee Deduction Benefit" is available for use on the computer (PC) portal only.

4.1.7 "Fee Deduction Benefit" is valid for 30 days from the date of issuance.

4.2 WorldFirst cashback

4.2.1 WorldFirst cashback can be directly used to offset service fees for withdrawal/transfer transactions, World Pay and World Card transactions (World Pay and World Card services need to be activated in advance).

4.2.2 The Cashback is not transferable or exchangeable for credit, products, or privileges or other benefits or payment in kind, whether in full or in part, and is not refundable or replaceable.

4.3 Foreign Currency to Foreign Currency Exchange Rate Coupon

4.3.1 "Foreign Currency Exchange Rate Coupon" refers to a coupon used for currency exchange and single cross currency withdrawal/transfer transactions on a computer (PC). This coupon entitles you to enjoy foreign exchange rate discounts when using the WorldFirst B2B account for currency exchange and single cross currency withdrawal/transfer transactions, and is not applicable to mobile applications.

4.3.2 "Foreign currency to foreign currency exchange coupon" is applicable to currency exchange of USD, EUR, GBP, HKD, AUD, JPY, NZD, SGD, CAD, PLN, THB, AED, CHF, SEK, ZAR, SAR, MXN, MYR, PHP, TRY, IDR and other currencies, as well as cross currency withdrawal/transfer transaction scenarios.

4.3.3 The "exchange rate coupons" we provide must comply with relevant national or regional regulatory regulations, and the final discount amount shall be based on the discount amount displayed on the transaction page.

4.3.4 The validity period of the "exchange rate coupon" in this promotional activity is 30 days from the date of issuance. Any unused exchange rate coupon cannot be refunded or exchanged for cash.

4.4 CNH to Foreign Currency Exchange Rate Coupon

4.4.1 "Offshore RMB to Foreign Currency Exchange Rate Coupon" refers to a coupon used for currency exchange and single cross currency withdrawal/transfer transactions on a computer (PC). This coupon entitles you to enjoy foreign exchange rate discounts when using the WorldFirst B2B account for currency exchange and single cross currency withdrawal/transfer transactions, and is not applicable to mobile applications.

4.4.2 The "Offshore RMB to Foreign Currency Exchange Rate Coupon" is only applicable to the conversion of offshore RMB CNH into USD, EUR, GBP, HKD, AUD, JPY, NZD, SGD, CAD, PLN, THB, AED, CHF, SEK, ZAR, SAR, MXN, MYR, PHP, TRY, IDR, etc.

4.4.3 The "exchange rate coupons" we provide must comply with relevant national or regional regulatory regulations, and the final discount amount shall be based on the discount amount displayed on the transaction page.

4.4.4 The validity period of the "exchange rate coupon" in this promotional activity is 30 days from the date of issuance. Any unused exchange rate coupon cannot be refunded or exchanged for cash.

4.5 CNY Free Quota (single-use coupon)

4.5.1 Free quota (single-use coupon) may be used within its validity period to waive the service fees up to a corresponding quota when making a single Chinese Yuan (CNY) withdrawal/transfer transaction where CNY is the receiving currency. The quota of each coupon cannot be stacked and can only be redeemed once. If the quota is not sufficient to fully waive the service fee for the transaction, the remaining amount will be charged according to the user's fee rate.

4.5.2 Free quota (single-use coupon) is denominated in CNY, while the service fees are calculated based on the transaction currency. Therefore, during calculation, the free quota will be converted into the equivalent service fee amount based on the current exchange rate of the transaction order. The final discounted amount, calculated after deducting the Free quota (single-use coupon) is subject to the algorithm adopted by WorldFirst.

4.5.3 Free quota (single-use coupon) will be disbursed to your WorldFirst B2B Account within 1 working day and valid for 30 days from the date of issuance.

4.6 World First's customized gift

4.6.1 World First's customized gift：New Year's Lucky Wealth Gift Box 、New Year customized canvas bag、New Year Taxi Coupon、New Year thermos gift box

4.6.2 After winning the above prizes, Please complete the prize information registration before January 31, 2026. We will mail the prize to you within 30 natural days after the event ends. If you do not submit the required information within the required period, you will be deemed to have given up the prize for this event. This prize can only be delivered by mail within Mainland China.

5.Further Terms

5.1 World First reserves the right to, in its sole discretion, determine and/or decide all matters relating to or arising in connection with the Promotion and/or these Terms and Conditions without prior notice. Any such determination and/or decision will be final and binding.

5.2 All the coupons shall be invalid after the stated validity period. Any unused free quota cannot be refunded or exchanged for cash.

5.3 A coupon cannot be used in conjunction with other discounts or promotions, unless otherwise stated.

5.4 By registering/signing up through this Promotion page, you agree that we may send you notifications regarding products, services and marketing discounts via email, SMS, etc.

5.5 In the process of claiming and using the coupon and Prizes, if there is any violation, WorldFirst as the organizer has the right to cancel the Participant's Prize, and has the right to cancel the relevant illegal transaction. The Participant shall assume the legal responsibility if necessary. If the winner does not submit the required information within the required time limit, World First may disqualify such winner from the Promotion.

5.6 To the extent permitted by applicable law, WorldFirst reserves the right to amend the terms of the Promotion and these Terms and Conditions, and/or to suspend or cancel the Promotion at any time, without liability. Any amendments to the Promotion will be published on the Promotion webpage and/or notified to WordFirst users in an appropriate manner.

5.7 Participants shall bear all expenses arising from and/or in connection with participating in the Promotion. Any and all applicable taxes or duties payable in relation to the Promotion shall be the responsibility of the relevant Participant.

5.8 All tradenames, trademarks, logos and brand names are the property of their respective owners.

5.9 WorldFirst B2B Account refers to the account services provided by World First to businesses registered in Chinese Mainland/ Hong Kong. The account services are provided by WorldFirst (Singapore) Merchant Services Pte. Ltd. For more information, please refer to the Terms and Conditions (T&Cs) at
https://www.worldfirst.com.cn/content/articles/mstandc/tandc

5.10 These Terms and Conditions are available in two languages: Chinese and English. In the event of any conflicts, the English version shall prevail. The Chinese translation is provided for reference only and has no legal effect.

5.11 These Terms and Conditions shall be governed by and construed in accordance with the laws of Singapore. Any dispute arising out of or in connection with these Terms and Conditions and/or the Promotion, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the SIAC (SIAC Rules) for the time being in force, which rules are deemed to be incorporated by reference in this clause. The seat of the arbitration shall be Singapore. The language to be used in the arbitral proceedings shall be English.

5.12 If you have any questions about this Promotion, please contact us at the official WorldFirst customer service hotline by calling 4009766666 (Monday - Sunday 8:00-23:00 Beijing time).